Disability Plan

Income Continuance Plan

(Mandatory Disability Insurance)

The Income Continuance Plan provides disability income for Saskatchewan teachers who are unable to work due to sickness or injury. Rehabilitative services are also available to support teachers with the recovery process and return to active employment. The Income Continuance Plan is funded by member premiums and is administered by the Saskatchewan Teachers’ Federation.

If you expect to be unable to work after your accumulated sick leave runs out, you're encouraged to apply for disability benefits as soon as possible. To start the application process, phone an Income Continuance Plan disability case consultant and request an application package. The forms in the application package must be completed and your claim approved before disability payments will begin. To ensure proper support and guidance is provided during this process, application forms are not available online.

Under most circumstances, coverage under other teacher group benefit plans will continue while you're receiving disability benefits. For more information, view Sick Leave and Disability.

Plan Changes Effective July 1, 2018

Over the past two years, the Income Continuance Plan Board of Directors undertook a thorough review of the terms and administration of this plan. The main objective of this review was to ensure the benefits provided continue to be equitable, sustainable and in line with the best practices of similar long-term disability plans. An external benefits expert assisted with this process. Ultimately, the Board recommended a number of changes, which were approved by the STF Executive. All changes will take effect July 1, 2018.

Highlights

ICP staff will be contacting members who may be immediately affected by these changes. If you have any questions, please contact our office. Our caring and knowledgeable staff will be happy to assist you.

Saskatchewan Teachers’ Disability Benefits Plan

If you're a member of the Saskatchewan Teachers’ Superannuation Plan (STSP), you may also be eligible for disability benefits from the Saskatchewan Teachers’ Disability Benefits Plan.

For more information about the Saskatchewan Teachers’ Disability Benefits Plan, contact the Plan administrator, the Saskatchewan Teachers’ Superannuation Commission.

This section, including the contents of linked publications, contains general information only. In the event of a discrepancy, or misunderstanding in interpretation, the applicable legislation and Plan documents are the final authority.