Changing Coverage

Increasing Coverage

To increase your Portaplan coverage, you must apply for new or additional insurance in the same manner as a new applicant. Medical evidence of insurability is required and your application must be approved by the insurer, Manulife Financial. Your current coverage is not affected.

Any new or additional coverage must be purchased before your 65th birthday.

For detailed instructions, visit Apply for Portaplan.

Decreasing or Cancelling Coverage

If you choose to decrease or cancel all or a portion of your Portaplan coverage, send Portaplan written and dated notification bearing your signature. The cancellation or decrease will become effective on the first of the month coincident with, or the next month following receipt of your request.