I die before I retire

The STRP will pay the commuted value of your earned lifetime pension to your spouse or beneficiary. 

Your eligible spouse has first entitlement to the death benefit, unless your spouse signs a waiver form before your death. The form is available from the STRP.

Here’s the order of entitlement if you die before you retire:

  1. Spouse (determined at date of death)
  2. Eligible dependent children (if your eligible spouse waived entitlement)
  3. Designated beneficiary or estate (if your eligible spouse waived entitlement, and you have no eligible dependents. To designate beneficiaries, please fill out and submit the Beneficiary Designation form to the STRP.)